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What Happens When Hail Hits My Roof?

Discover the impact hailstorms can have on your roof and how to address potential damage. The Archer home improvement guide on hail damage covers your what happens and what do do if it happens to you.


Infographic by Archer Exteriors on common hail damage to your roof shingles.

The Science Behind Hail Formation


Hail is formed when there are strong updrafts in a thunderstorm that carry raindrops upward into icy areas of the atmosphere. These raindrops freeze into ice pellets, which are then coated with layers of water and ice as they are lifted and fall through the storm multiple times. This process creates hailstones of various sizes.


Hailstones can range in size from small pebbles to golf balls or even more significant. The larger the hailstones, the more potential for damage to your roof.


The strength of the updrafts in a thunderstorm and the temperature and moisture content of the atmosphere plays a role in determining the size and severity of hailstones.


Understanding the science behind hail formation can help you better comprehend why hail can cause significant damage to your roof.


Common Types of Roof Damage Caused by Hail


Hailstorms can cause various types of damage to your roof, including:


Shingle Damage: Hail can cause cracks, dents, or punctures in your shingles, compromising their ability to protect your roof from water damage.


Granule Loss: Hail impact can knock off the granules on your shingles, leading to accelerated aging and roof deterioration.


Roof Leaks: If hail damages the protective layers of your roof, it can create openings for water to seep in and cause leaks.


Roof Deck Damage: In severe cases, hail can even cause damage to the roof deck, requiring extensive repairs.


It's essential to be aware of these common types of damage so you can identify any issues and address them promptly.

5 Signs of Roof Damage


After a hailstorm, inspecting your roof for signs of damage is crucial. Look out for the following signs:


Visible Hail Damage: Check for obvious signs of hail damage, such as dents, cracks, or missing shingles.


Granule Accumulation: Look for an excessive amount of granules in your gutters or downspouts, as this could indicate granule loss from your shingles.


Water Stains or Leaks: Check your attic or ceilings for any signs of water stains or leaks, as these can indicate roof damage.


Damaged Flashing: Inspect the flashing around chimneys, vents, and skylights for any signs of damage.


Dented Gutters or Downspouts: Hail impact can also dent or damage your gutters and downspouts.


By being vigilant and identifying these signs, you can take appropriate action to address any roof damage before it worsens.


Preventative Measures to Protect Your Roof from Hail Damage


While it's impossible to prevent hailstorms, there are some measures you can take to protect your roof from hail damage:


Impact-Resistant Roofing Materials: Consider using impact-resistant shingles or roofing materials specifically designed to withstand hail impact.


Protective Roofing Underlayment: Install a high-quality roofing underlayment that provides an extra layer of protection against hail damage.


Regular Roof Maintenance: Keep your roof in good condition by performing regular inspections and maintenance, addressing any issues promptly.


Trimming Surrounding Trees: Trim trees near your house to minimize the risk of fallen branches or limbs causing additional damage during a hailstorm.


By taking these preventative measures, you can minimize the potential damage to your roof from hailstorms.


Professional Roof Inspection and Repair Services

After a hailstorm, it's advisable to seek professional roof inspection and repair services. Here's why:


Thorough Assessment: Professionals have the expertise to conduct a comprehensive inspection of your roof, identifying any hidden or subtle signs of damage.


Proper Repairs: Skilled roofers can perform necessary repairs using quality materials and techniques, ensuring the longevity and effectiveness of the repairs.


Insurance Claims Assistance: Professionals can assist you with navigating the insurance claims process, providing documentation and evidence of the hail damage to support your claim.


Peace of Mind: Hiring professionals gives you peace of mind knowing that your roof will be thoroughly inspected, repaired, and protected against future hailstorms.


By relying on professional roof inspection and repair services, you can ensure that your roof is in the best possible condition and prepared to withstand future hailstorms.


Frequently Asked Questions


Q: What do you need to do when a hailstorm damages your roof?

A: When a hailstorm damages your roof, it's essential to take action promptly. Start by conducting a thorough inspection to assess the extent of the damage. Then, contact a reputable roofing contractor like Archer Exteriors to schedule a professional inspection and repair assessment. Document the damage with photographs and keep records of any repairs or expenses incurred.


Q: How much hail damage is needed to replace a roof?

A: The extent of hail damage required to warrant a roof replacement varies depending on factors such as the type of roofing material, the severity of the damage, and local building codes. Sometimes, even minor hail damage can lead to significant issues over time, necessitating a roof replacement. It's best to consult a qualified roofing contractor like Archer Exteriors to determine the appropriate course of action for your specific situation.


Q: What is the average insurance payout for hail damage to a roof?

A: The average insurance payout for hail damage to a roof can vary widely depending on factors such as the severity of the damage, the insurance policy's coverage limits, and deductible amounts. Insurance companies typically assess the extent of the damage and provide payouts based on their evaluation and the policy terms.


Q: What are the consequences of ignoring a hail-damaged roof?

A: Ignoring hail damage to your roof can lead to a range of consequences, including further deterioration of the roofing material, water leaks, mold growth, structural damage, and decreased property value. Delaying repairs can result in more extensive and costly damage over time. It's crucial to address hail damage promptly to maintain the integrity of your roof and protect your home.


Q: How do I make a home insurance claim for roof damage?

A: To make a home insurance claim for roof damage, start by contacting your insurance provider to report the damage and initiate the claims process. Provide detailed information about the extent of the damage, including photographs and documentation if available. Your insurance company will likely schedule an inspection to assess the damage and determine coverage eligibility. Be sure to follow up with any additional documentation or information requested by your insurer to expedite the claims process.


Q: Does home insurance typically cover hail damage to a roof?

A: Home insurance policies typically cover hail damage to a roof under the dwelling coverage portion of the policy. However, coverage limits, deductibles, and exclusions may vary depending on the specific terms and conditions of your policy. It's essential to review your policy and consult with your insurance provider to understand your coverage options and any potential limitations or exclusions related to hail damage.


Contact Archer Exteriors for Expert Roof Repair and Replacement


Don't let hail damage compromise the integrity of your roof. Archer Exteriors offers expert roof repairs and replacement services to safeguard your home. Contact us today for a thorough inspection and personalized solutions to address your roof's needs. Protect your investment with Archer Exteriors.


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